best credit card balance transfers

Credit cards for small businesses – Using them wisely

If you are the proud owner of a small business, surely you have been receiving advertisements for business credit cards. Piled on your desk must be pamphlets explaining the advantages of owning a business credit card a small business can use. These m...

What are business credit cards for small businesses?

Credit cards are used to borrow money from banks, to buy stuff - both things and experiences. It can be used to pay for simple weekly groceries in the neighborhood department store or pay for expensive holidays in exotic destinations around the world...

Some facts on credit check

A credit check is a thorough assessment of all the credit accounts you possess and whether you have made the necessary repayments on time without defaulting or delaying payment. Banks normally run credit checks, credit card companies and other financ...

Understanding credit checks

What is a credit check? A credit check is an inquiry to assess your credit score which is a number that is given to you after assessing your current credit, liabilities, payment history and so on. Why is a credit check done? A credit check is no...

When should I not use a credit card?

Credit card companies offer users the benefit of making purchases while paying for them later. However, while the offers made by credit card companies might sound very appealing, you must be aware that credit cards have their stated benefits only whe...

Why are credit cards useful

As we move towards an increasingly paperless economy, that little plastic card can be a boon in many ways and also a bane in others. Here are a few benefits that credit cards give us in the modern day world where e-commerce rules. While there is a...

Which are the most popular travel credit cards available in America?

The travel credit card is increasingly becoming popular across the world for the exciting benefits it offers regarding points accrued that may be redeemed or used to subsidise air travel, accommodation or dining, both within and outside the country. ...

Your questions answered on travel credit cards

Important things to know about travel credit cards A travel credit card works on the same principle as other credit cards that offer you the ability to buy any product or service you wish for at any point of sale and pay at a later date as specifi...

Things you should know about balance transfer credit cards

Balance transfer in simple terms can be explained as the process wherein you transfer debt incurred on one credit or any other credit and that you own, in order to consolidate and make payments more effectively. Generally, the interest rate on the ba...