This is why your credit score matters

Things to look for when choosing a credit card

One of the reasons why there are so many types of credits cards is that all cards are not made equal. If you can pay off the balance at the end of every month, you'll need a card that's different from someone who wants to carry the balance. If you us...

How to manage your credit card usage

A credit card is a convenience that can be a godsend for most of us. It enables cashless transactions, purchases on credit, helps manage cash flows, and get reward points and cashbacks. However, if you're not careful, they can lead to debt and penalt...

Applying for a student credit card – what you need to know

Building a credit history is important for a number of things. These are things like getting good housing or getting a loan. But you can't get a good credit card without having good history. But for good history, you need a credit card. So, where do...

What you need to know when getting a credit card

If you're looking for a credit card, shop around, don't accept the first offer you get. There are many fees and charges that can add up to the cost of the card. Decide on how you plan to use the card, whether you'll pay off your full dues or if you i...

Why you should keep track of your credit report

According to a recent poll conducted by the National Foundation for Credit Counseling, it's been found that most Americans don't even know their credit scores. About 65 percent of the people in the US haven't even tried to find their credit scores in...